Insurance and financial planning tend to overlap, as an unexpected event could cause the best laid plans to be disrupted.  People should not put dreams on hold due to fear of the unknown, an unknown that may be mitigated with insurance. 

At Marion Investment Advisors, we advise our clients about their insurance options, as opposed to selling them an insurance policy. We consult and propose ideas to limit risk and we represent most of the well-known insurance companies. 

Knowing how social security plays out if a spouse prematurely passes away is important for cash flow planning.  The possibility of needing long term care and Medicare is real and should be considered in the overall plan.  

The list of how insurance is tied to financial planning is as long as the options available. Consult with a competent person you can trust to not sell you a policy you don’t need.

  • Life Insurance
  • Health, Dental & Vision
  • Medicare Options
  • Long Term Care
  • Disability
  • Cancer and Critical Illness

Understanding the Basics of Medigap Policies

Important as it is, Medicare does not cover the full range of health-care expenses you may experience in your golden years.

Understanding Long-Term Care

Understanding the types of long-term-care services—and what those services could cost—may be critical.

Planning for the Expected

You can plan ahead to protect yourself and your family against the financial consequences of deteriorating health.