Fee based: For an established annual fee, deducted quarterly, trades may be free of charge. If a client wants to move frequently without a cost for making trades, this is a good option.
Pay per-trade: When trades are made a fee is incurred on the account. If a client does not want costs unless adjustments are made, this option is viable.
Per hour consulting: Hourly charges for time spent with an advisor. This is helpful for self-managed accounts or accounts held elsewhere but the client wants the opinion of a representative from Marion Investment Advisors.
Educational: Scheduled meetings for a group or individual. Topics of discussion are determined in advance and based on the needs of the client.
Broader investment choices: Whether it’s individual or company sponsored accounts, clients may invest how they want, without limitations.
Non-biased advice: With no proprietary products to sell, nor quotas to meet, we have freedom to act on unbiased research.
Personalized Portfolios: A preset model should be a choice, not a mandate. There are many ways to invest. An advisor needs to be knowledgeable in all areas of investing, flexible in approach, and committed to an ongoing relationship with the client. This helps the individual move through the various stages of financial planning.
Access to broader investor choices: Individual stocks, corporate bonds, REITS, Mutual Funds, Annuities, and more can all be made available to each investor. Allowing clients to invest how they want, without limitations should be the goal of every financial advisor.
Insurance: Individual or company sponsored plans for Medicare, life, long-term care, and the Affordable Health Care Act.
Filling in the gaps: Being aware there is more than investment planning and insurance, we have established relationships with other professionals. Which include:
- Elder Law
- Estate Planning
- Debt reduction