Account Types

At Marion Investment Advisors we offer three types of accounts for our clients. Our culture to not have limitations carriers forward to all aspects of working with us. We do not put everyone into the same box.

Fee Based: For an established annual fee, based on a percent of the accounts value, trades and re-balancing are for no additional charge, it is an all-inclusive cost option. 

Pay Per Trade: When trades and re-balances are made a charge is incurred on the account. If a client only wants to pay when activity occurs, this option is viable.

Per hour consulting: Hourly charges for time spent with an advisor. This is helpful for self-managed accounts or accounts held elsewhere but the client wants the opinion of a trusted representative.

Additionally:

Educational: Scheduled meetings for a group or individual. Topics of discussion are determined in advance and based on the needs of the client.

Broader investment choices: Whether it’s individual or company sponsored accounts, clients may invest how they want, without limitations.

Non-biased advice: With no proprietary products to promote, nor quotas to meet, we have freedom to act on unbiased research.

Personalized Portfolios: A preset model should be a choice, not a mandate. There are many ways to invest. An advisor needs to be knowledgeable in all areas of investing, flexible in approach, and committed to an ongoing relationship with the client. This helps the individual move through the various stages of financial planning.

Access to broader investor choices: Individual stocks, corporate bonds, Mutual Funds, Annuities, and more can all be made available to each investor. Allowing clients to invest how they want, without limitations should be the goal of every financial planner.

Insurance: Individual or company sponsored plans for Medicare, life, long-term care, and the Affordable Health Care Act.

Filling in the gaps: Being aware there is more than investment planning and insurance, we have established relationships with other professionals. Which include:

  1. Accounting
  2. Elder Law
  3. Estate Planning
  4. Debt reduction